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Bagger

Equipment, Vehicle and Consumer Loan

Finance solutions for investing in equipments, upgrade your business assets or any worthwhile personal reasons. Security ranges from cars, commercial vehicles, heavy machinery to office equipment.

Chattel Mortgage

  • Asset is to be used wholly or primarily for business purposes

  • Finance a variety of equipment types, usually used to finance motor vehicles

  • Provide a loan for you to purchase an asset until the loan is paid off

  • Benefit: ballon option, tax credit 

Finance Lease

  • Lease the vehicle or equipment you need and you can offer to buy it at the end of your lease agreement.

  • 2-5 years lease term generally 

  • Potential tax credit benefit

  • A variety of end of lease options to suit your needs.

Car Loan

  • Business use (refers to Chattel Mortgage) popular low doc option.

  • Personal use - full income document assessment

  • Purchase or Refinance

  • New or Used car

  • Dealer sale or Private sale

  • 1-7 year loan term

  • Ballon option 

Hire Purchase

  • Hire an asset from the Bank, title transfers to you when paid it off

  • 2-5 years loan term

  • Ballon option lower your monthly instalments

  • Claim tax credit for GST payable on interests and fees

Novated Loan

  • For employees

  • A personal salary sacrificed business car lease

  • Payments are taken out from your pre-tax salary through your employer

  • Unlimited personal use of the vehicle

  • 2-5 years loan terms

Personal Loan

  • Secured and Unsecured

  • 1-7 years loan term

  • Loans from $4,000 - $70,000

  • Worthwhile loan purpose: Finance Gap, Debt Consolidation, Tax Debt, Surgery, Wedding, Car Finance etc.

  • Unsecured does not need an asset but pay higher interest rate

Contact

Need to discuss what you see? Get in touch to learn more.

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